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Depending on which one you choose, you could be cutting your rewards in half.They go for.5 cents each, and you can buy them only in increments of 1,000.Disclaimer: This content is not provided or commissioned by the how to get nobel prize in economics credit card issuer.Travel You can redeem ThankYou points through the ThankYou Travel Center for airfare, cruises, hotels, car rentals and other forms of travel.Cash back Redeeming for cash cuts your rewards in half.It also helps to understand your credit cards terms and conditions so that youre aware of nonqualifying purchases.Please view our advertising policy page for more information.Merchandise ThankYou points may lose value when redeemed for merchandise via Citis site.You might be better off redeeming points for a gift card and buying merchandise with.
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Citi ThankYou Points can be redeemed in a number of ways and the dollar value of the points will vary depending on how you choose to use them.The credit card offers that appear on the website are from credit card companies from which m receives compensation.Statement credit Statement credit has more flexible denomination options that redeem into your account within two billing cycles.Charity You can donate points (starting at 2,500) to charities on Citis m site.ThankYou points can be worth between about.3 cents to 1 cent each, according to NerdWallet valuations, depending on how you redeem.You can also transfer points to the following participating loyalty programs, in most cases at a rate of 1-to-1: Virgin Atlantic Flying Club TrueBlue Asia Miles Avianca LifeMiles Etihad Guest Miles Eva Air Flying Blue Garuda Indonesia JetPrivilege Malaysia Airlines Enrich Qantas Frequent Flyer Qatar.NerdWallet adheres to strict standards of editorial integrity to help you make decisions with confidence.We estimate the average value of Citi ThankYou Points.8 cents per point.Payments toward a mortgage or student loan ThankYou points are worth 1 cent apiece when redeemed for a check to the lender, and youll have multiple denomination options, ranging from 25 to 1,000.Thats a starting cost of 25, and a subpar deal when earning that same amount would redeem for about 10 at its highest value.Sometimes the less valuable redemption is a more convenient choice, but understanding your options can inform your decision.Citi ThankYou points: The basics, you can earn ThankYou points through an eligible banking relationship with Citi or by paying for purchases with an eligible Citi credit card.If you dont have enough points for a particular redemption, you can in some cases pay the difference in cash instead, which may end up being a better deal than buying points outright.
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(You must be an eligible Citi bank account holder for this option.) The fine print With a Citi ThankYou credit card, you may earn ThankYou points as long as your account is open and current.